Physical collection of money by the beneficiary is not required in this case. Funds sent, can straightly be transferred to the beneficiary’s bank account after which, the amount can be withdrawn at the convenience of the beneficiary. The remitter has to visit the exchange house/agents in business alliance with GME to remit the amount where he/she needs to fill up a form and hand over the cash with a valid photo identity card to the counter staff. The agent will transfer the cash received to GME Remittance Nepal in real time, which will further process the payment to the bank account of the beneficiary. The beneficiary will then receive a SMS notification on successful credit of the remitter amount in the beneficiary account as facilitated by their bank.